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How to Pick the Right Mortgage Lender – As a final pre-shopping item, you can use national average mortgage rates along with your credit score to get a rough idea of the APR you can realistically expect to obtain for a mortgage. One tool th. Bankrate.com – Compare mortgage, refinance, insurance, CD.

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How to Pick the Right Mortgage Lender. By far the smartest thing you can do is shop around for a mortgage lender. Talk to lenders at national banks, regional banks, credit unions, and others.

But just because a lender accepts your application doesn’t mean it’s the right deal for you. Since you’ll likely be saddled with this mortgage for years to come, it’s important to make sure you shop around and choose the best mortgage lender for your needs. Here are five tips for picking the right mortgage lender.

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