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Mortgage delinquency rate in South Florida dips, but remains high – South Florida Business Journal One of the other factors feeding the economic upturn is the low mortgage delinquency rate. TransUnion’s latest mortgage report states that in the first quarter of 2014, the rate fell to 3.61% which is a 24% decrease in comparison to last year, and it is now exactly at the same level as it was in the second quarter of 2008.

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After rising last week for the first time in three weeks, mortgage applications. for 80% LTV loans. The effective rate decreased from last week. The average contract interest rate for 30-year fixed.